Welcome to Creditbeya! These Terms and Conditions (“Terms”) govern your use of our website https://creditbeya.com/ (the “Site”). By accessing or using our Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Site.

1. Use of the Site

1.1 Eligibility
You must be at least 18 years old or have the consent of a parent or guardian to use our Site.

1.2 Account Responsibility
You are responsible for maintaining the confidentiality of your account and password and for all activities that occur under your account.

2. Intellectual Property

2.1 Ownership
All content on the Site, including text, graphics, logos, and images, is the property of Creditbeya or its licensors and is protected by copyright, trademark, and other intellectual property laws.

2.2 Limited License
You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial use only.

3. User Conduct

3.1 Prohibited Activities
You agree not to:

  • Use the Site for any illegal or unauthorized purpose.
  • Transmit any content that is unlawful, defamatory, obscene, or otherwise objectionable.
  • Interfere with or disrupt the operation of the Site or servers.

4. Disclaimer of Warranties

4.1 Site Provided “As Is”
The Site is provided “as is” without any warranties of any kind, either express or implied. We do not warrant that the Site will be error-free or uninterrupted.

5. Limitation of Liability

5.1 No Liability for Damages
To the fullest extent permitted by law, Creditbeya will not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Site.

6. Indemnification

6.1 Your Responsibility
You agree to indemnify, defend, and hold harmless Creditbeya and its affiliates from any claims, liabilities, damages, losses, or expenses arising out of or related to your use of the Site or violation of these Terms.

7. Changes to These Terms

7.1 Modification
We may update these Terms from time to time. Any changes will be posted on this page, and your continued use of the Site constitutes your acceptance of the modified Terms.

8. Governing Law

8.1 Jurisdiction
These Terms are governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of laws principles.

9. Contact Us

9.1 Inquiries
If you have any questions about these Terms, please contact us at support@creditbeya.com